Have your parents ever been in a deep hole of debt?

Have your parents ever been in a deep hole of debt?

Today my dad gave me a little speech about how tight our budget is and that him and his wife are struggling just to pay for our house. He gave this speech to me when I was in guitar center asking for a gibson sg gothic morte. And for some crazy reason, he bought it for me, and I felt, I don't know, this guilty feeling like I should've never asked for it in the first place. I got a feeling now that its gonna take some sacrifices to get out of this hole, because my dad just got out of the hospital cause of this liver thing, and that cost thousands. He bought me a guitar, that cost almost a thousand. And look, he got laid off two months ago, and now hes struggling to find a new job. Sometimes I hate economy, one day all this money is gonna be useless. This is some bullshit I mean I don't mind myself sitting in a boxcar while playing a guitar, or sitting in a subway playing a guitar, I'm kinda good with that. But the problem is the rest of my family, where the hell are they going if we suddenly hit bankruptcy(not that were gonna, hope not)? **** man, I hate thinking like that, but it just comes to me. Tell me your opinions about bankruptcy. Or if you been in debt, how you fix it?

 

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Im not even sure how to pick what should i look for in life insurance? pros cons? Any suggestions in life insurance companies? Im looking at nationwide right now just cos i seen it on tv.

 

 

How much is it for drop charge of rent-a-car? and if I have my own insurance, is it covered a rental car?

Hi~... I'm in the U.S. I'm gonna be on a vacation in some other states, so I guess I need to rent a car... I would like to take my trip by car in some states.... Here is the question. Actually, I heard from someone I know that I can drop a rental car in any other place...For instance, if I rent a car in Sanfrancisco and go to L.A, I can drop it in L.A Is that true? or I got wrong information...... If so, how much does it cost? And, if I have my own automobile insurance, does it work for a rental car? Please answer me, I'd really appreciate it.....

 

 

Will my car be inspected by my insurance company even if I don't claim myself in an accident?

I want to lower my car and camber my wheels, however my car insurance will not let me untill I am 25. I know if my insurance company find out, my car insurance will be void. Under what circumstances will my car be inspected? Will it be inspected If I don't claim? I don't mind not claiming on my car because the value of it is only about 400

 

 

Problem with car insurance?

This isn't my car. So sorry if I'm fussy on details. Basically in the snow a car lost control of their car and crashed into my friends car. Which was parked up. They were decent and called their insurance company. Unforcantly there's a problem with the door that needs to be replaced. They said they will give her 600 and she has to cover the rest. Surely it all should be paid by their insurance not just some of it? Her father wants to demand money off the bloke which I don't thinks right. But I wanted to know where they stand on getting money off the insurance. And what advise I can give them. Why pay insurance if they don't give out. Doesn't make sence. Anyone been in a similar situation? What was the result? Cheers.

 

 

How much do you pay for a car insurance living in New York (brooklyn)?

Whats the cheapest way to get it? im 19 so my rate would be around 5 gran

 

 

What are some good, low cost family health insurance plans for us...?

My husband and I need health insurance. He is a full time student and I am full time worker. We cannot get decent health insurance through his school or my work. We are looking for a low deductable, 0% coinsurance, and we need something with great maternity coverage, since we're planning on starting a family soon. If you know of any great plans like this, please share! Thank you for your help!

 

 

International health insurance question. ????

I'm planning on moving to Finland this March-October and have been looking online for health insurance while I am away from the US. Can anyone recommend some companies which offer good coverage, but is also affordable?

 

 

Car insurance coverage?

The cancellation date on my car insurance was 10/11/09 at 12:01 am but on 10/11/09 I renewed the policy and received a reinstatement as of 10/11/09 12:01 am. but my car got into an accident on 10/11/09 - is my car covered?

 

 

Missold car insurance?

got my Cover 4 days ago, and yesterday i had car accident leaving my car undriveable, my on 3rd party fire and theif and i now got to wait until pay day to get it fixed. on online and on the phone they sold me i had Courtesy Car cover. Today i rang up and ask about the Courtesy car and i told me i dont have it but yesterday they told me i had. the accident was my fault but the insurance was mis-sold? what can i do? 1 second ago - 4 days left to answer.

 

 

Cheapest saturn sky insurance for a 16 year old?

I am about to turn sixteen and i was wndering how much insurance would cost for a Saturn sky?

 

 

Financed a car- car insurance went WAY up?

My husband and I recently sold our old car and financed a used low mile 2007 ford fusion. Our car insurance previously was around 60 dollars a month, now it's over $200.00. The reason our rate increased was our finance company requires certain insurance (comprehensive and collision) that we didn't have before. My question is, do we have to keep this insurance on the car throughout the financing period? They sprang this little tidbit on us right before we signed. We tried to get financing three weeks ago and suceeded, but the person working with us went out sick with swine flu and no one from the bank let us know. We ended up calling last week and they put us with someone else/ It put us in a time crunch since my husband was leaving for Naval OCS the next day. If we have to pay it, it's not a big deal, but we're a young couple and it's money we could be putting towards our student loans.

 

 

Will homeowner insurance rates go through the roof if Cap and Tax passes through the Senate?

HYPOTHETICALLY............If you are trying to sell a house, you get audited (like it says in the bill) and they say that you have to upgrade a whole lot of stuff that you can't ...show more

 

 

Does employer needs to provide medical insurance?

Hi I am a foreign worker, working here in US, do employers need to provide medical insurance or not??

 

 

My car engine locked(died) should i report it to auto insurance (Geico)?

I have rental car coverage on my policy, I was wondering would reporting a claim to my car insurance company about my car engine locked will it raise my insurance rate. I was driving my car and the engine died on me. I really need a rental until my car is fixed.

 

 

Does State Farm Insurance go up after ONE speeding ticket?

I'm almost 18 years old, and I'm on my dads insurance policy. They've been customers with state farm for almost 15 years. I got a speeding ticket a few months ago, but ...show more

 

 

How much will my car insurance go up?

I accidently hit a parked car. No damage to my car. Damages to the other car add up to about $900. I have liability insurance with USAA and wont be paying a deductible. My driving record has been clean for 12 years. Should I just pay out of pocket or file the claim with insurance?? The person who owned the damaged car is a neighbor and said they won't file a claim if I pay them directly. I'm concerned.... if my insurance premiums go up 40% over 5 years then I'd just pay myself. I don't know.. I really can't decide.

 

 

How does car insurance work?

I got a quote for a BMW 325XI. It was going to cost 1390$ for 6 months. Now, does that mean I pay for the 6 months and then get the other 6 months of the year off? Or does it mean that I pay 1390+1390 for a total of 2780$ per YEAR?

 

 

How much do you pay in insurance for your Honda Civic?

I'm trying to figure out the price difference between the coupe and sedan. So, let me know the year of the car, whether it's a coupe or not, and your age. Thanks!

 

 

Fair price for my car insurance?

Got my car insurance bill. I'm on a family plan with my mom and my sister. We did it because we were told it would save money. I'm in my late 20's, drive an older car(a '97), have never had a traffic ticket or accident, and have the basic coverage with a $500 deductible. Just the basics. It's $350 for 6 months. It went up from the last time I paid it. First, is that a decent price? Second, why does the insurance go up if I didn't get a ticket or accident?

 

 

Where can a first time driver buy affordable car insurance?

My family does not want to put me under their policy. I am 17 and will be getting my licence this Friday. I make minimum wage ($7.25 and hour) I will be driving my mother's car. Is there any insurance I can afford on my own?

 

 

What is the best insurance companies in NYC?

What is the best insurance companies in NYC?

 

 

I have a B average(4.0/5.0). will it lower the cost of insurance for my dad?

So my friend told me that if i have a B average, it will lower the cost of insurance for my dad, but idk if its true. im 15 and about to get my license in 4 months and i dont get in any trouble and i have a 4.0/5.0 gpa and on my last report card, my grades were A B B B C C. so will it lower the cost of my insurance?

 

 

I need a cheap insuance plan?

I am 18 and am needing a liability insurance plan. I live in Houston TX, the cheapest I have found is with Geico for 3 somthing a month, and I think that is INSANE!!!

 

 

Claiming insurance for a vandalized car?

a car is 23 years old and in standard form worth about 800. due to the amount of mods done to it, it is insured for 4000. if it was to be vandalized to the point it needed a full respray at a cost of around 1500 what do u reckon the insurance company would do. pay for the respray or write the car off, and payout how much?? its not an agreed value as such, its just thats what was paid for the car so thats what they said to insure it at.

 

Have your parents ever been in a deep hole of debt?

Today my dad gave me a little speech about how tight our budget is and that him and his wife are struggling just to pay for our house. He gave this speech to me when I was in guitar center asking for a gibson sg gothic morte. And for some crazy reason, he bought it for me, and I felt, I don't know, this guilty feeling like I should've never asked for it in the first place. I got a feeling now that its gonna take some sacrifices to get out of this hole, because my dad just got out of the hospital cause of this liver thing, and that cost thousands. He bought me a guitar, that cost almost a thousand. And look, he got laid off two months ago, and now hes struggling to find a new job. Sometimes I hate economy, one day all this money is gonna be useless. This is some bullshit I mean I don't mind myself sitting in a boxcar while playing a guitar, or sitting in a subway playing a guitar, I'm kinda good with that. But the problem is the rest of my family, where the hell are they going if we suddenly hit bankruptcy(not that were gonna, hope not)? **** man, I hate thinking like that, but it just comes to me. Tell me your opinions about bankruptcy. Or if you been in debt, how you fix it?

https://www.linkedin.com/pulse/what-happens-you-cant-afford-affordable-health-insurance-jose-zamora/